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LIMITS AND CONDITIONS                                 Certain items  may not be covered under this contract  .Refer to the exclusion  section.

AGREEMENT, We agree to provide the stated coverage during  the cover term.This  Agreement applies to only one single family residence per agrreement.During the coverage period We will arrange for an Authorized Service Contractor to repair or replace covered items in accordance with  the terms and conditions of this Agreement as long as they are:     Located within the confines of the main foundation of the home (except air conditioner) In place and in proper working order on the start date of the Agreement . Properly installed  for diagnosis throughout the term of this Agreement.                                                                                                                                                                                                                                                                                                                                                                       This Agreement covers single-family  residence, condominiums, town houses, modular homes and manufactured homes that have been anchored to a permanent foundation and not moved during the coverage term. Coverage is for owned residential property and does not include commercial properties or residence used for businesses, including but not limited to day care centers, fraternity or sorority houses, nursing/care homes. coverage includes only the items stated as covered as covered and excludes all others. Coverage is subject to limitations exclusions as stated in this Agreement.                                                                                                                                                                                                                                                                                                                                                        DEFINITIONS.                                                                                                                                               Product(s)"   and   "unit(s)"  mean  the  appliances'  heating  or cooling  systems,  plumbing,  or   electrical systems   specifically  listed on this Agreement                                                                                                                                                                                                                                                                                                                                                                                                                Agreement means the service Agreement for the property address listed on the schedule page                                                                                                                                                                                                                                                                                                                                                    Authorized service contractor"   means  the designated repair technician you are required to use for repair or  replacement  of the covered  product(s) and unite(s) .                                                                                                                                                                                                                                                                                                                                                                                                       Component(s)   means the mechanical or electrical part(s) covered under provisions  of this  Agreement                                                                                                                                                                                                                                                                                                                       TERM.  Protection under this Agreement  starts on the start date specified on the schedule  page.                                                                                                                                                                             The Agreement  will terminate upon the expiration  date  stated on schedule  page.                                                                                                                                                                                                                                                                                                                                                                       WHO TO CALL IF YOU HAVE ANY QUESTIONS ABOUT YOUR COVERAGE .Contact us at the  toll free number on the schedule page. we will answer your questions.                                                                                                                                                                                                                                                                                                                                                                                                         YOUR  RESPONSIBILITY IF YOU NEED REPAIR SERVICE. In the event a failure occurs to a covered product or unit, you must contact us at the telephone number  listed on the schedule page.we have the sole right to select the Authorized service contractor to perform the service. we will not reimburse for the service performed without its prior approval, with the only exception being forGAS EMERGENCY) may invalidate or cancel this Agreement.                                                                                                                                                                                                                                                                                                                                                                                                                                               In case of a GAS  EMERGENCY ,or if you suspect there is a gas leak, call your gas company"s local office first . if you smell gas in your home, leave your home immediately and call the gas company from outside your the event that a  representative of  your gas company determines that there is a problem with your home.                                                                                                                                                                                                                                                                                                                                                                                                                                                                  LIMITED  OF COVERAGE. After you have notified us that service is required to repair a covered component , We will contact an authorized service contractor shall be instructed to provide parts and labor necessary to restore the product(s) to normal operating  condition as  a result of covered  electrical or mechanical component failure . We reserve the right to choose the parts to be used and to restrict certain manufacturer's and/or equipment from eligibility because of unavailability of parts.                                                                                                                                                                                           COMMON AREAS/ SHARED SYSTEMS: if the covered dwelling, is a condominium, townhouse, modular home or manufactured house or multiple unit dwellings with shared systems will not be covered.                                                                                                                                                                                                                                                                                                                         COMMON AREAS/   SHARED SYSTEMS:  if the covered dwelling is a condominium, townhouse, modular home or manufactured house or multiple unit dwelling, coverage is limited to those systems and appliances located within the individual covered unit. common areas or multiple unit dwellings with shared systems will not be covered.                                                                                                                                                                                                                                                                              MANUFACTURER'S WARRANTY . During the manufacture's warranty period , the manufacturer is responsible for items covered under their expressed warranty; and we will pay for  covered repairs expense not covered by the manufacturer's warranty and not excluded by this  Agreement.                                                                                                                                                                                         TRANSFERABILITY. This Agreement may be transferred by you to anew occupant if you sell your home there is a $20 transfer fee associated with transfer.                                                                                                                                                                                                                                                       REPLACEMENT  OPTION In the event the covered product is deemed not repairable or not cost effective to repair, at our option, We may replace your covered product with a new product of like kind and quality . The price of the replacement product shall not exceed the current retail purchase price  of the covered product. If we elect to replace your covered product and a replacement product with a brand new product, We will automatically extend coverage u7nder this agreement to your new product upon receipt of proof of purchase.We have the right to acquire a second opinion, You will be responsible for the cost.                                                                                                                                                                                                                                                                                                                   COVERAGE.We will provide for the parts and labor necessary to restore your product or unit  to normal operating  condition. Please refer to the schedule page for the agreement type you purchased. This will indicate the items listed below, which are under your agreement. Certain limitations of liability apply to covered systems and appliances.                                                                                                                                                                                                                                                                                                                                                                                                                                                   PLUMBING SYSTEM  COVERAGE   Includes: leaks and breaks in water, drain, gas, waste or vent lines (except if caused by freezing or root damage) toilet tanks, bowls,toilet wax rings,seals and mechanisms(builder's standard is used when replacement is  necessary) ; faucets and fixtures (builder's standard is used when  replacement  is necessary), valves for shower, tub and diverter, angle stops, risers and gate valves: water filtration systems, permanently installed sump pumps ( pump only) and water softener.                                                                                                                                                                                                                                                                                                               EXCLUSIONS  from coverage  include, but are not limited to: stoppages, collapse or damage to water, drain, gas waste or vent line caused by freezing or root damage, bath tubs and showers, shower enclosures and base pans, sinks, toilet lids and seats, caulk, grout, pressure regulators, replaceable filters for water filtration systems, inadequate or excessive water pressure, flow restrictions in fresh water lines caused by corrosion or chemical deposit ,sewage ejector pumps ,holding or storage tanks, saunas or steam rooms, hose bibs, lead drain lines or lead pipes.                                                                                                                                                                                                                                            NOTE:  We opening  will provide access, to plumbing systems through unobstructed walls, ceilings or floors, only and will return the access to rough finish condition. with respect to concrete encased plumbing systems, we will pay  maximum of $500 for access, diagnosis and repair or replacement during each consecutive 12-month period beginning on the start date listed on the schedule page and continuing until the agreement is terminated.                                                                                                                                                                                                                                                                                                                                                                                                                                   WATER HEATER (Gas or electric)    COVERAGE  includes All components and parts  that affects operation, including circulating pumps and water heater tank.                                                                                                                                                                                                                                       EXCLUSIONS  from coverage include, but are not limited to: solar water heaters, solar components, holding or storage tanks, noise, fuel storage tank, energy conservation unit, physical damage to external covering, expansion tank; any failure related to corrosion or mineral deposits.





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