(1)
LEVEL  BENEFIT  PLAN
 .  For  ages  45-85
.  Face  amounts  from  $ 2,000 to $ 4,000  ( in (  WA,$ 5,000 to $ 4,000
.  Accelerated   Death  Benefit  for  Terminal illness  or Nursing  Home Confinement
( 2)      GRADED BENEFIT PLAN

 .For ages 45-80 ( in NY, 50- 75 )

. Face amount from $ 2,000 to $ 20,000 ( in WA, $5000 - $ 20,000

.  This policy contains  a graded benefit meaning that for death due to natural causes other than accidental) during the first two years , the  beneficiary  will receive all  premiums plus 10 percent. After the two years, the full benefit  is paid for  death do to all causes. Full death benefits will be paid , in all years, if death results from an accidental bodily injury

We offer competitive premiums that fit many budgets. Simplified underwriting. No medical exam- coverage is based on your answer to a few simple health questions. A great product with a strong brand and from a stable and secure company that you  know.    **** Not  available  in  AR ,  MT, NC.

Accelerated Death Benefit for  terminal illness or Nursing Home Confinement ( lCC12L084R)

Allows the owner a one time election to receive the Accelerated Benefit if the insured is either (a) diagnosed as having a terminal illness that, with a reasonable degree of certainty, will result in the insured 's death within 12 months or less from the date a physician signs the statement of proof of terminal illness, or (b) has been confined to a nursing home for 90 consecutive days or more and is expected to remain confined in a nursing home for the duration of insured's life.

Accelerated Death Benefit for Terminal illness or Chronic illness Rider in FL ( D 3 5 9LFL12R)

Allows the owner a one time election to receive the Accelerated Benefit if the insured is either ( a) diagnosed as having a terminal illness that, with a reasonable degree of certainty, will result in the insured's death within 12 months or less from the date a physician signs the statement of proof of terminal illness, or (b) certified by a physician that the insured is unable to perform ( without substantial assistance from another person) at least two activities of daily living due to a chronic illness.

FOR COMPLETE DETAILS MAKE AN APPOINTMENT TO SPEAK WITH AN AGENT TO HELP YOU MAKE THE RIGHT CHOICE

Policy  Exclusion

The death benefits will not be paid if the insured  commits suicide, while sane or insane, within two years from the contestability date (in ND, within one year ). Instead, we return all premiums paid, minus any loan.     **** May not be available in all states.

No fees before service guaranteed  what do your  home provider offer you no fees before or after  service  is  provided  

We bring you great service & great products. vmms home warranties service hundreds of homes every day. yes we service warranties we sell .we have 42 years of home exsperiance& automotive service a under our belt.

757 949=0914
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warranties36@yahoo.com

 

Tel833 278-2560 FAX#757913-1390

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